{"id":10833,"date":"2025-09-26T09:20:07","date_gmt":"2025-09-26T09:20:07","guid":{"rendered":"https:\/\/taylorwimpeyspain.com\/blog\/?p=10833"},"modified":"2025-09-26T09:20:09","modified_gmt":"2025-09-26T09:20:09","slug":"buying-in-spains-a-breeze-with-taylor-wimpey-espana","status":"publish","type":"post","link":"https:\/\/taylorwimpeyspain.com\/blog\/buying-in-spains-a-breeze-with-taylor-wimpey-espana\/","title":{"rendered":"Buying in Spain\u2019s a \u2018Breeze\u2019 with Taylor Wimpey Espa\u00f1a"},"content":{"rendered":"\n
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With the Spanish summer sunshine still within grasping distance of recent memory, but increasingly grey skies here in the UK, it\u2019s easy to see why many families consider buying second homes in Spain at this time of year. Enjoying the outdoor lifestyle, with all the associated health benefits, is a great deal simpler when it\u2019s not pouring with rain.

Buying a property in Spain, though, is about far more than regular access to sunshine. According to Knight Frank\u2019s new European Lifestyle Report<\/em>, Spain now leads Europe in GDP growth forecasts and outperforms in terms of property price growth, making a compelling financial argument for investing in a home there. Spain also ticks all the right boxes in terms of practical family considerations; of the five international schools the report identifies as among the top in Europe, two are in Spain (The American School of Madrid and Marbella\u2019s Aloha College). It follows, then, that Knight Frank now ranks Spain among the top five beneficiary destinations in Europe for High-Net-Worth relocation.
Buying a property in Spain isn\u2019t difficult, in process terms, but there are sticking points to look out for. With this in mind, leading Spanish home builder Taylor Wimpey Espa\u00f1a<\/a> has shared top tips on buying property in Spain, for anyone seeking to convert their summer holiday into a long-term property investment.

Obtain your NIE<\/strong>
First and foremost, advises Marc Pritchard, Sales and Marketing Director at Taylor Wimpey Espa\u00f1a, you\u2019ll need a N\u00famero de Identidad de Extranjero<\/em> \u2013 a foreign identity number.

\u201cHaving an NIE is fundamental to your home-buying paperwork progressing smoothly,\u201d Pritchard explains. \u201cEverything from your property deed to your tax bill will need this number. Your solicitor should be happy to obtain it for you, or you can do so in person at a Spanish consulate, if you prefer.\u201d
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Set your budget<\/strong>
Before you fall in love with an unaffordable dream home, work out your budget \u2013 not just for the cost of the property, but for taxes, legal fees and other expenses. As a rough guide, you\u2019ll need to allow somewhere around 10-15% of the purchase price to cover such fees.

Work out your funding model<\/strong>
If you don\u2019t have the funds to buy a Spanish property outright, you\u2019ll need to decide whether you\u2019re going to borrow in the UK or in Spain to fund your purchase.

If you\u2019re resident in the UK, Spanish banks will generally let you take out a mortgage for around 60-70% of the property\u2019s value, so you\u2019ll need to fund the remaining 30-40% yourself.
UK high-street banks generally won\u2019t provide mortgages for buying homes in Spain, but some international or private banks may provide specialist products to high-net-worth individuals who plan to do so. What you can do in the UK is remortgage or take an equity release on your UK home in order to purchase a Spanish property outright, effectively using your UK home as the security.
However you\u2019re funding your purchase, having a Spanish bank account is likely to make things easier, so factor in time to take care of that as part of your home-buying plans. <\/a>
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\"Breeze<\/a><\/figure>\n\n\n\n

Appoint a lawyer<\/strong>
Your Spanish property lawyer can handle the paperwork while reducing your risk of unexpected bills. For example, council tax (IBI) and community fees in Spain apply to a property, including any fees that are unpaid at the time the property is sold. Your lawyer can save you from plenty of unforeseen headaches. They can also help you with translation, including when you complete your purchase.
Completion requires you to complete the payment for your property and receive the keys in front of a Spanish notary. Having your lawyer there to translate and guide you through the process will provide plenty of peace of mind. You can also provide your lawyer with a power of attorney to handle the process for you, if you can\u2019t attend in person.

Taylor Wimpey Espa\u00f1a\u2019s Marc Pritchard advises: \u201cThere will be taxes to pay following your purchase, utilities contracts to arrange, insurance to take out and visas to obtain if you plan to spend more than 90 days in any rolling 180-day period in the Schengen area. As such, finding a lawyer you can build a long-term relationship with is always a sensible move. Doubly so if you don\u2019t speak Spanish fluently.\u201d

Enjoy the journey<\/strong>
While there are various financial and legal hoops to jump through, buying a property in Spain is an exciting venture, so be sure to enjoy the process. If you\u2019re looking for a sustainable home with minimal running costs, then buying a new build property can make a lot of sense.

The excitement of discovering new build properties, such as Breeze<\/a> in Balc\u00f3n de Finestrat (Alicante), starts with visiting the show home. This is your chance to get a feel for the development and see if you can picture yourself enjoying the local lifestyle.

Priced from \u20ac435,000 plus VAT for a semi-detached house or from \u20ac550,000 plus VAT for a villa, Breeze offers a quiet, well-connected area close to Benidorm, beautiful beaches and the Puig Campana golf course. The southeast-facing homes, which are set around a communal swimming pool and extensive landscaped gardens, are due for completion in October 2025.

For more information, please contact Taylor Wimpey Espa\u00f1a on 08000 121 020 or visit <\/strong>https:\/\/www.taylorwimpeyspain.com\/<\/a>. <\/strong>
If you reside outside of the UK, you will need to call 00 34 971 706 972.<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"

With the Spanish summer sunshine still within grasping distance of recent memory, but increasingly grey skies here in the UK, it\u2019s easy to see why many families consider buying second homes in Spain at this time of year. Enjoying the outdoor lifestyle, with all the associated health benefits, is a great deal simpler when it\u2019s 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